Mortgage Broker for Commercial Property Investment
Welcome to our service dedicated to empowering investors in their pursuit of commercial prosperity through strategic property investments. Whether you’re considering purchasing a commercial property for your business or seeking to expand your investment portfolio with commercial real estate assets, our team of experienced mortgage brokers is here to assist you. Our commitment is to provide tailored financial solutions and expert guidance to help you achieve your commercial investment goals, all at no cost to you.
Why You Need a Mortgage Broker for Commercial Property Investment
Investing in commercial properties can offer significant opportunities for wealth creation, but it requires specialized knowledge and strategic planning. Here’s why engaging a mortgage broker is crucial for commercial prosperity investment:
Brokers have access to a wide range of commercial loan products from various lenders, including commercial mortgages, construction loans, bridge loans, and mezzanine financing. This access ensures that you can find the most suitable financing option for your commercial investment needs.
A broker can assist you in developing a comprehensive financial strategy tailored to your commercial investment objectives, whether it’s purchasing owner-occupied premises, generating rental income, or maximizing property value appreciation
Brokers can negotiate with lenders on your behalf to secure competitive interest rates, favorable loan terms, and flexible repayment options, optimizing your financing structure and enhancing your investment returns.
From loan application to settlement, a broker can provide guidance and support throughout the entire transaction process, ensuring a smooth and efficient experience for you as an investor.
Benefits of Having a Mortgage Broker for Commercial Property Investment
Before applying for a commercial property investment, it’s important to consider the following factors:
Documents
| Your Identity (Any One Of) | Driver’s License + Medicare | Passport or Birth Certificate | ||
| Prove your Income (Any 2 of) | Your last two consecutive pay slips | Letter from employer (Dated in the last month, on letterhead with full contact details | Your most recent PAYG Summary or Tax Assessment Notice | If you are employed for less than 2 years or if you have other forms of income, a copy of the Last 2 years’ Income Tax Returns and Tax Assessment notice |
| Prove your Self-employed Income | Copy of last 2 years Tax Returns & ATO Assessment (Personal & Business) | Copy of last 2 years’ Balance Sheet and P & L Statements | ||
| If you receive rental income | Copy of executed Lease Agreement or Real Estate Statements | Letter from Real Estate Agent stating potential rental | ||
| Buying Property | Copy of the Contract Sale | Copy of Deposit Receipt | ||
| If You are Building | Copy of Building Plans & Fixed Price Building Contract | Copy of Building Specification and Schedule of Finishes | ||
| Refinancing | Copy of Loan for the last 6 months for all loans being refinanced. | Copy of latest Council Rates Notice | ||
| Saving History | Copy of your last 3 months’ savings/Salary Credit statements | Copy of your last 3 month’s credit card or any other loan you have. | A Gift letter from anyone helping with this purchase. | |
Things to Know Before You Invest in Commercial Property
Before diving into commercial property investment, it’s essential to be well-informed and prepared. Here are some key considerations:
