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About Lumbini Finance

Helping You Make Better Decisions

Lumbini Finance provides a ‘one stop’ personal service solution for clients seeking finance for life’s needs and purchases. Working together we will discuss your finance needs and financial position. By taking the time to understand what you are planning to achieve, you will benefit from my advice and research of loans available from our extensive panel of more than 30 major bank and non-bank Lenders.

Deepak Pandey

CEO & Founder

Get Benefited with a Series of Financial Services

We believe that everyone can achieve financial wellness through education and smart financial choices.

Expert Guidance: Mortgage brokers provide expert guidance throughout the home buying process, helping clients navigate complex financial terms and paperwork with ease.

Access to Multiple Lenders: Brokers have access to a wide network of lenders, giving first home buyers access to a variety of mortgage products and competitive interest rates.

Time and Effort Savings: Mortgage brokers streamline the process by doing the research, comparing loan options, and negotiating terms on behalf of their clients, saving them time and effort.

Tailored Solutions: Brokers assess each client’s individual needs and financial goals to tailor loan solutions that align with their specific circumstances, ensuring informed decisions.

Cost Savings: Using a mortgage broker typically does not incur additional fees for buyers, as brokers are compensated by the lenders they work with. Additionally, brokers may help negotiate lower interest rates or fees, resulting in potential cost savings over the life of the loan.

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Expertise Consultant: Investment mortgage brokers specialize in securing loans for investment properties, offering expertise in navigating the complexities of investment lending.

Access to Specialized Lenders: These brokers have access to a network of lenders who offer specialized investment loan products, including options for property investors with unique financial circumstances.

Tailored Financial Solutions: Investment mortgage brokers assess each client’s investment goals and financial situation to tailor loan solutions that align with their specific investment strategy, whether it’s for rental properties, flips, or other investment ventures.

Maximizing Loan Opportunities: Brokers leverage their industry knowledge and lender connections to maximize loan opportunities for investors, helping them secure favorable terms, competitive interest rates, and flexible loan structures.

Strategic Financial Planning: Beyond securing loans, investment mortgage brokers offer strategic financial planning advice to help investors make informed decisions about their investment portfolio, optimize cash flow, and achieve long-term financial goals.

Commercial Property Investment | Land investment | Residential Property Investment

Specialized Expertise: Brokers specialize in navigating the complexities of financing new construction projects, providing invaluable expertise throughout the process.

Access to Specialized Lenders: They have access to lenders who offer tailored construction loan products, ensuring clients can explore a variety of options.

Streamlined Process: Brokers streamline the loan application and approval process, handling paperwork and communication with lenders to save clients time and effort.

Customized Loan Structuring: They help clients structure construction loans to meet their specific needs, offering guidance on financing options and terms.

Ongoing Support: Throughout the construction process, brokers provide ongoing support and oversight, ensuring financing remains on track and addressing any issues that arise.

Commercial Construction Loans | Home Construction Loans

Access to Multiple Lenders: Mortgage brokers have access to a wide network of lenders, including banks, credit unions, and specialty lenders, offering clients a variety of car loan options to choose from.

Expertise in Loan Products: Brokers specialize in understanding the intricacies of different car loan products, including secured and unsecured loans, fixed and variable interest rates, and loan terms, allowing them to recommend the most suitable option for each client’s needs.

Negotiating Power: Brokers leverage their relationships with lenders to negotiate competitive interest rates, favorable loan terms, and potential discounts or incentives on behalf of their clients, helping them secure the best possible deal.

Simplified Process: Brokers streamline the car loan application and approval process, handling paperwork, communication with lenders, and any necessary documentation, saving clients time and effort.

Personalized Advice: Brokers provide personalized advice and guidance tailored to each client’s financial situation and goals, helping them make informed decisions about their car loan and ensuring they understand the terms and conditions of the loan agreement.

New Car Loan | Used Car Loan

Refinance brokers offer a wealth of benefits for individuals looking to optimize their mortgage terms. With access to a diverse network of lenders, including traditional banks, credit unions, and specialized lenders, brokers provide clients with access to a wide range of refinance options tailored to their unique financial needs and goals.

These brokers possess expert knowledge of refinancing strategies and market trends, allowing them to analyze clients’ current financial situations and recommend the most suitable refinancing strategy. Through their negotiating power, brokers can secure competitive interest rates, favorable loan terms, and potential cost-saving opportunities on behalf of their clients.

Moreover, refinance brokers streamline the entire refinancing process, handling all aspects from paperwork to communication with lenders. This ensures a smooth and hassle-free experience for clients, alleviating the stress associated with refinancing. Most importantly, brokers offer personalized guidance and advice, taking the time to understand clients’ objectives and concerns. By providing tailored recommendations and solutions, brokers empower clients to make informed decisions about their refinancing options, ultimately achieving their financial objectives with confidence.

Car Loan Refinance | Commercial Property Refinance | Investment Property Refinance

Access to Multiple Lenders: Mortgage brokers have access to a wide network of lenders, including banks, credit unions, and private lenders, giving borrowers access to a variety of personal loan options.

Expertise in Loan Products: Brokers specialize in understanding the intricacies of different personal loan products, including secured and unsecured loans, fixed and variable interest rates, and loan terms, allowing them to recommend the most suitable option for each client’s needs.

Streamlined Process: Mortgage brokers simplify the personal loan application and approval process, handling paperwork and communication with lenders to save clients time and effort.

Personalized Advice: Brokers provide personalized advice and guidance tailored to each client’s financial situation and goals, helping them make informed decisions about their personal loan and ensuring they understand the terms and conditions of the loan agreement.

Holiday Personal Loan

What our users says

On our Lumbini Finance website, we believe that everyone deserves financial security and independence, which is why we’re committed to providing you with the information and resources you need.

Binod Gaire

"Mr. Deepak provided exceptional service. His expertise and guidance were invaluable throughout the mortgage process. However, clearer updates on the application status and more frequent communication would have further enhanced the experience.
Thanks for his good service, well settled with loan and home."

Prabesh Acharya

"Thank you Lumbini Finance and Mr. Deepak Pandey for honest advice and guidance throughout our journey to buy our first home. He is professional, responsive and proactive. Will definitely recommend to our friends and family. 5 star service."

Manisha Simkhada

"I highly recommend Lumbini Finance and lending solutions! Deepak Pandey and his dedication, expertise and professionalism has made this entire home loan process seamless and stress free from start to finish. His prompt response has made the process quick and easy.

No one would have thought of having their loan approved in about 5 hours. Five stars all the way ! Very impressive!"

Yam Khadka

We are very Impressed with the Lumbini Finance and lending solutions, Deepak is very professional, thorough and approachable. Being a first home buyer Deepak explanation and plans easily helps us to achieve our goal.Highly recommend Lumbini Finance & Lending Solution. Please reach out Lumbini Finance for any queries related to you mortgage needs.

Soniya Rajbhandari

"I had a great experience with Lumbini Finance & Lending Solution. Deepak Panday is very reliable and helpful agent. He clearly explained each and every aspects. Thank you so much Lumbini Finance & Lending Solution for helping us buy our dream house."

Yubak Acharya

I highly recommend Lumbini Finance & Lending Solutions and Deepak Dai, as he was very helpful and reliable through the process of buying our first home.He made the whole process smooth and was always there to reply messages and calls when needed and is very professional and honest.
Thank you 🙏